Terms & Conditions

Last updated April 20, 2026

Effective Date: April 21, 2026 Last Updated: April 21, 2026

These Terms & Conditions (“Terms”) form a binding agreement between you and CarterFive (“CarterFive,” “we,” “us,” or “our”), the operator of CarterFive.com (the “Site”), and govern your access to and use of the Site. Please read these Terms carefully. By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy, Cookies Policy, and Disclaimer. If you do not agree, do not access or use the Site.

1. Eligibility

The Site is intended for users who are at least 18 years of age or the age of majority in their jurisdiction of residence, whichever is older, and who have the legal capacity to enter into a binding contract. By using the Site, you represent and warrant that you meet these requirements. The Site is not directed to children under 13, and we do not knowingly permit persons under 13 to use the Site. See our Privacy Policy for additional information about children.

2. Changes to These Terms

We may revise these Terms from time to time in our sole discretion. Revised Terms will be effective when posted to the Site, and the “Last Updated” date will be updated to reflect the revision. Your continued use of the Site after the effective date of revised Terms constitutes your acceptance of those revised Terms. If you do not agree with the revised Terms, you must stop using the Site.

3. Description of the Site

CarterFive.com is an editorial magazine that publishes articles, commentary, and related content across the categories of home, technology, style, leisure, and travel. All articles are published under the “CarterFive Editorial” byline and reflect the opinions, analysis, and editorial judgment of the CarterFive editorial team at the time of publication.

4. License to Use the Site

Subject to your compliance with these Terms, CarterFive grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Site for your personal, non-commercial informational purposes. No other license is granted, expressly or by implication.

5. Intellectual Property

5.1 Ownership

The Site and all content, features, and functionality of the Site — including text, articles, graphics, images, photographs, illustrations, logos, button icons, designs, audio and video clips, compilations, and software, and the selection and arrangement thereof (collectively, the “Content”) — are owned by CarterFive, its licensors, or other providers of such material, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property and proprietary rights laws.

5.2 Trademarks

“CarterFive,” the CarterFive wordmark, and any CarterFive logos appearing on the Site are trademarks of CarterFive. All other trademarks appearing on the Site are the property of their respective owners. You may not use any CarterFive trademark without our prior written permission.

5.3 Permitted Personal Use

You may view, download, and print reasonable portions of the Content for your own personal, non-commercial use, provided you do not modify the Content, remove any copyright or proprietary notices, or use the Content in any manner inconsistent with these Terms.

5.4 Prohibited Uses of Content

Except as expressly permitted in Section 5.3, you may not:

  • Reproduce, distribute, publicly display, publicly perform, create derivative works from, sell, resell, rent, lease, or sublicense any Content;
  • Republish Content on another website, blog, newsletter, social-media feed, or other public or private distribution channel without our prior written consent;
  • Use the Content to train any machine-learning model, large language model, retrieval-augmented generation system, or other artificial-intelligence system;
  • Use any robot, spider, scraper, or other automated means to access the Site or the Content for any purpose without our prior written consent, except as permitted by our robots.txt file.

Requests for permission may be sent to [email protected].

6. User-Submitted Content

If you submit content to CarterFive — for example, by sending a message through the contact form, emailing us, or otherwise submitting material to CarterFive (“User Content”) — you grant CarterFive a worldwide, perpetual, irrevocable, royalty-free, fully paid-up, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, and display the User Content in connection with operating the Site and responding to you.

You represent and warrant that (a) you own or have the necessary rights to grant the foregoing license; (b) the User Content does not infringe any copyright, trademark, trade-secret, publicity, privacy, or other right of any third party; and (c) the User Content does not violate any applicable law.

7. Prohibited Conduct

You agree not to:

  • Use the Site in any manner that violates any applicable federal, state, local, or international law or regulation;
  • Access the Site through any technology or means other than a standard web browser, except as we explicitly authorize (for example, an RSS reader for the Site’s RSS feed, or a search-engine crawler that respects our robots.txt);
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any part of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site;
  • Reverse-engineer, decompile, disassemble, or otherwise attempt to derive the source code of any portion of the Site;
  • Use the Site to transmit any virus, worm, trojan horse, or other malicious code;
  • Engage in any activity that imposes an unreasonable or disproportionately large load on the Site’s infrastructure, including scraping the Site at a rate that interferes with its availability;
  • Collect or harvest personal information of other users;
  • Impersonate or misrepresent your affiliation with any person or entity;
  • Use the Site for any commercial solicitation or to send unsolicited commercial communications in violation of the CAN-SPAM Act or other applicable law.

8. Third-Party Content and Links

The Site may contain links to third-party websites, services, and resources, and may display content, products, or services provided by third parties (including advertisements). We do not endorse, warrant, or assume responsibility for the accuracy, availability, or reliability of any third-party site, service, or content. Your dealings with any third party, including advertisers, are solely between you and that third party.

9. Advertising and Affiliate Relationships

The Site is supported in part by advertising, which may include advertising served by third-party networks such as Google AdSense. We may also participate in affiliate marketing programs, under which we may earn a commission on qualifying purchases made through links on the Site. The presence of an advertisement, sponsored link, or affiliate link does not constitute an endorsement by CarterFive unless expressly stated in the article. See our Disclaimer for further information.

CarterFive respects the intellectual property rights of others and expects its users to do the same. In accordance with the Digital Millennium Copyright Act (“DMCA”), 17 U.S.C. § 512, if you believe in good faith that material on the Site infringes your copyright, please send a written notification to our designated agent that includes:

  1. A physical or electronic signature of the person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
  2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works;
  3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, including a URL or other sufficiently detailed description enabling us to locate the material;
  4. Your name, address, telephone number, and email address;
  5. A statement that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  6. A statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Send DMCA notifications to:

DMCA Agent, CarterFive Email: [email protected] (subject line: “DMCA Notice”)

Counter-notifications. If you believe that material you posted was removed or disabled as a result of a mistake or misidentification, you may send a counter-notification containing the information required by 17 U.S.C. § 512(g)(3) to the same address.

Repeat infringers. It is our policy to terminate, in appropriate circumstances, the accounts of users who are repeat infringers.

11. Privacy

Your use of the Site is also governed by our Privacy Policy and Cookies Policy, which are incorporated into these Terms by reference.

12. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CARTERFIVE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

CARTERFIVE DOES NOT WARRANT THAT (A) THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE; (B) ANY DEFECTS WILL BE CORRECTED; (C) THE SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE CONTENT IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE.

The Content is provided for general informational and editorial purposes only and does not constitute professional advice. See our Disclaimer for additional disclaimers relating to editorial content, advertising, and referrer traffic.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CARTERFIVE, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, LICENSORS, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE OR ANY CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT CARTERFIVE HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

IN NO EVENT SHALL CARTERFIVE’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR YOUR USE OF THE SITE EXCEED ONE HUNDRED U.S. DOLLARS (USD $100.00).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or of liability for consequential or incidental damages, so the above limitations may not apply to you. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless CarterFive, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any applicable law or the rights of any third party; or (d) any User Content you submit.

15. Termination

We reserve the right, at our sole discretion and without notice, to suspend or terminate your access to all or any part of the Site at any time, for any reason or no reason, including for any breach of these Terms. Upon termination, all provisions of these Terms which by their nature should survive termination shall survive, including Sections 5 (Intellectual Property), 6 (User-Submitted Content), 12 (Disclaimers), 13 (Limitation of Liability), 14 (Indemnification), 16 (Governing Law; Disputes), and 17 (General).

16. Governing Law and Dispute Resolution

16.1 Governing Law

These Terms and any dispute arising out of or relating to them or your use of the Site are governed by and construed in accordance with the laws of the United States of America and the State of New York, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

16.2 Informal Dispute Resolution

Before filing a formal claim, you agree to attempt informal resolution by contacting us at [email protected] with a written description of the dispute, including the relief sought. The parties will attempt in good faith to resolve the dispute through informal negotiation for at least 30 days before either party initiates any formal proceeding.

16.3 Binding Individual Arbitration; Class-Action Waiver

Any dispute, claim, or controversy arising out of or relating to these Terms or the Site that is not resolved under Section 16.2 shall be resolved by binding individual arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules and Procedures (or, for disputes in which the amount in controversy exceeds USD $250,000, the JAMS Comprehensive Arbitration Rules), which are available at jamsadr.com. The arbitration shall be conducted in the State of New York, or by videoconference, in the English language. The arbitrator’s decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

YOU AND CARTERFIVE EACH AGREE THAT ANY DISPUTE-RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION. IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION, YOU AND CARTERFIVE EACH WAIVE ANY RIGHT TO A JURY TRIAL.

This arbitration provision is governed by the Federal Arbitration Act, 9 U.S.C. § 1 et seq.

16.4 Exceptions

Notwithstanding Sections 16.2 and 16.3, either party may (a) bring an individual action in small-claims court; or (b) seek injunctive or other equitable relief in a court of competent jurisdiction to prevent infringement, misappropriation, or other violation of its intellectual property rights.

16.5 Opt-Out of Arbitration

You may opt out of the arbitration agreement in Section 16.3 by sending written notice of your decision to opt out to [email protected] within 30 days of first accepting these Terms. Your notice must include your name, postal address, and an unambiguous statement that you decline arbitration of disputes with CarterFive. Opting out will not affect any other provision of these Terms.

16.6 Venue

If a claim proceeds in court under an exception in Section 16.4, or if Section 16.3 is held unenforceable, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in New York.

17. General

17.1 Entire Agreement

These Terms, together with the Privacy Policy, Cookies Policy, and Disclaimer, constitute the entire agreement between you and CarterFive regarding the Site and supersede all prior or contemporaneous agreements on that subject.

17.2 Severability

If any provision of these Terms is held by a court of competent jurisdiction or arbitrator to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable or, if modification is not possible, severed, and the remaining provisions shall remain in full force and effect.

17.3 Waiver

No waiver of any provision of these Terms will be effective unless in writing and signed by CarterFive. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision.

17.4 Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempted assignment in violation of this section is void. CarterFive may assign or transfer these Terms, in whole or in part, without restriction.

17.5 No Agency

Nothing in these Terms creates any agency, partnership, joint venture, or employment relationship between you and CarterFive.

17.6 Notices

We may provide notices to you by posting them on the Site or by email to any address you have provided to us. You may provide notices to CarterFive by email to [email protected].

17.7 Force Majeure

CarterFive will not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, internet or telecommunications failures, and governmental actions.

17.8 Headings

Section headings are for convenience only and do not affect the interpretation of these Terms.

18. Contact

Questions about these Terms should be sent to:

CarterFive Email: [email protected]